Train today. Pay later. With Citizens Pay.
Buy your Connect Bike, Smart Rower, or Smart Treadmill now with Citizens Pay©, and pay later as low as 0% APR.

How it works
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Select your product and plan
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At checkout, select Echelon Financing to apply
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If approved, select the offer that works best for you
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Pay over time in monthly installments
Echelon partners with
Easy, straightforward financing
Make your favorite items more affordable with Citizens!
Apply through our easy online application. Check your eligibility within seconds with no impact to your credit score†††. If approved, complete your purchase today. Future purchases are quick & easy--come back and shop again!Financing As Low As 0% APR†â€
- Instant Credit Decision
- No Upfront Costs
- Automatic Payment Options
- 24/7 Online Account Access


Looking for Personalized Financing?