Train today. Pay later. With Citizens Pay.

Buy your Connect Bike, Smart Rower, or Smart Treadmill now with Citizens Pay©, and pay later as low as 0% APR.

How it works

Select your product and plan
At checkout, select Echelon Financing to apply
If approved, select the offer that works best for you
Pay over time in monthly installments

Echelon partners with

Easy, straightforward financing

Make your favorite items more affordable with Citizens!

Apply through our easy online application. Check your eligibility within seconds with no impact to your credit score^†††. If approved, complete your purchase today. Future purchases are quick & easy--come back and shop again!

Financing As Low As 0% APR^††

Instant Credit Decision
No Upfront Costs
Automatic Payment Options
24/7 Online Account Access

Looking for Personalized Financing?

FAQs

Echelon Financing is a program that allows you to pay for your Echelon equipment purchase over time in fixed monthly payments. We connect you with our lending partner where you can apply for financing. If you are approved, you can select the financing offer that works best for you and set automatic payments. This allows you to purchase Echelon equipment today and pay for it over time.

You will receive a monthly statement from Citizens. Citizens will notify you when your statement is available to view and provide a link so you can easily access your account via Citizens secure portal. The Citizens secure online portal allows you to view your account balance, enroll or update your automatic payments or make an additional payment.

††Promotional APR Based on Credit: Offer available on qualifying purchases of select products charged to a Citizens Pay Line of Credit account. Minimum purchase: $300.00. Promotional offers are based on creditworthiness and range from 0% -19.99% APR from the date an eligible purchase is posted to your account until paid in full. Limited time offer. If financing your Echelon United membership, the total cost of the membership will also be divided into equal monthly payments for the duration of the repayment term. Other transactions charged to your account affect overall minimum payment amount. Regular account terms apply to non-promo purchases. Standard Purchase APR is 29.99% for non-promotional purchases. Account must be in good standing. Subject to credit approval. Click here for important information about Rates and Fees and the Citizens Pay Line of Credit Agreement. Citizens Pay Line of Credit Account offered by Citizens Bank, N.A. https://www.citizensbank.com/disclosures/Echelon.aspx

††† If you accept an offer and submit an application, a credit inquiry will appear on your credit report.

Echelon Financing

Train today. Pay later. With Citizens Pay.

How it works

Select your product and plan

At checkout, select Echelon Financing to apply

If approved, select the offer that works best for you

Pay over time in monthly installments

Echelon partners with

Easy, straightforward financing

Make your favorite items more affordable with Citizens!

Financing As Low As 0% APR††

Connect

Get the Echelon App

Financing As Low As 0% APR^††