Sweat today, Pay Tomorrow.

Gym quality fitness is now Affordable at home. Pay for your Bike, Rower, or Echelon Stride over time with monthly installments that match your budget.

Learn More
  • See if you qualify in seconds

    Answer a few short questions and get an instant decision

  • Financing as low as 0% APR††

    Subject to credit approval

  • No Surprises

    Simple and straightforward financing. There are no hidden fees, and you’ll know exactly how much you owe and what your monthly payment will be.

How it works

  • Select your product and plan

  • At checkout, select Echelon Financing to apply

  • If approved, select the offer that works best for you

  • Pay over time in monthly installments

  • Select your product and plan

  • At checkout, select Echelon Financing to apply

  • If approved, select the offer that works best for you

  • Pay over time in monthly installments



Apply Now

Echelon partners with

Easy, straight forward financing

Make your favorite items more affordable with Citizens!

Apply through our easy online application Check your eligibility within seconds with no impact to your credit score. If approved, complete your purchase today. Future purchases are quick & easy--come back and shop again!

Financing As Low As 0% APR††

  1. Instant Credit Decision
  2. No Fees Ever
  3. No Upfront Costs
  4. Automatic Payment Options
  5. 24/7 Online Account Access
Click here for important information about rates and fees and to read the Citizens Line of Credit Agreement for full terms and conditions
Echelon Financing logo

Looking for Personalized Financing?

Apply Now

Frequently Asked Questions

  • What is Echelon Financing?

    Echelon Financing is a program that allows you to pay for your Echelon equipment purchase over time in fixed monthly payments. We connect you with our lending partner where you can apply for financing. If you are approved, you can select the financing offer that works best for you and set automatic payments. This allows you to purchase Echelon equipment today and pay for it over time.

  • How Do I Make My Monthly Payments?

    You will receive a monthly statement from Citizens. Citizens will notify you when your statement is available to view in your statement and provide a link so you can easily access your account via our secure portal. The Citizens secure online portal allows you to view your account balance, enroll or update your automatic payments or make an additional payment.

Have further questions?

Contact us
††Promotional APR Based on Credit: Offer available on qualifying purchases of select products charged to a Citizens Pay Line of Credit account. Minimum purchase: $300.00. Promotional offers are based on creditworthiness and range from [0% -19.99%] APR from the date an eligible purchase is posted to your account until paid in full. Limited time offer. If financing your Echelon Premier membership, the total cost of the membership will also be divided into equal monthly payments for the duration of the repayment term. Other transactions charged to your account affect overall minimum payment amount. Regular account terms apply to non-promo purchases. Standard Purchase APR is 29.99% for non-promotional purchases. Account must be in good standing. Subject to credit approval. Click here for important information about Rates and Fees and the Citizens Pay Line of Credit Agreement. Citizens Pay Line of Credit Account offered by Citizens Bank, N.A.