Train today. Pay later. With Citizens Pay®.

Buy your Connect Bike, Smart Rower, or Smart Treadmill now with Citizens Pay, and pay later as low as 0% APR. ††

Connect EX-5

How it works

  • Select your product and plan

  • At checkout, select Echelon Financing to apply

  • If approved, select the offer that works best for you

  • Pay over time in monthly installments

Echelon partners with

Easy, straightforward financing

Make your favorite items more affordable with Citizens!

Apply through our easy online application. Check your eligibility within seconds with no impact to your credit score†††. If approved, complete your purchase today. Future purchases are quick & easy--come back and shop again!

Financing As Low As 0% APR††

  1. Instant Credit Decision
  2. No Upfront Costs
  3. Automatic Payment Options
  4. 24/7 Online Account Access
Katapult explanation
Echelon Financing logo

Looking for Personalized Financing?


Echelon Financing is a program that allows you to pay for your Echelon equipment purchase over time in fixed monthly payments. We connect you with our lending partner where you can apply for financing. If you are approved, you can select the financing offer that works best for you and set automatic payments. This allows you to purchase Echelon equipment today and pay for it over time.

You will receive a monthly statement from Citizens. Citizens will notify you when your statement is available to view and provide a link so you can easily access your account via Citizens secure portal. The Citizens secure online portal allows you to view your account balance, enroll or update your automatic payments or make an additional payment.

††Promotional APR Based on Credit: Offer available on qualifying purchases of select products charged to a Citizens Pay Line of Credit account. Minimum purchase: $300.00. Promotional offers are based on creditworthiness and range from 0% -19.99% APR from the date an eligible purchase is posted to your account until paid in full. Limited time offer. If financing your Echelon United membership, the total cost of the membership will also be divided into equal monthly payments for the duration of the repayment term. Other transactions charged to your account affect overall minimum payment amount. Regular account terms apply to non-promo purchases. Standard Purchase APR is 29.99% for non-promotional purchases. Account must be in good standing. Subject to credit approval. Click here for important information about Rates and Fees and the Citizens Pay Line of Credit Agreement. Citizens Pay Line of Credit Account offered by Citizens Bank, N.A.

††† Upon submitting your application, Citizens Pay® will conduct a full credit review leading to a hard inquiry on your credit file that could impact your credit score.