Make your favorite items more affordable with Citizens!
Apply through our easy online application
Check your eligibility within seconds with no impact to your credit score.
If approved, complete your purchase today.
Future purchases are quick & easy--come back and shop again!
Financing As Low As 0% APR
Instant Credit Decision
No Fees Ever
No Upfront Costs
Automatic Payment Options
24/7 Online Account Access
Click here for important information about rates and fees and to read the Citizens Line of Credit Agreement for full terms and conditions
Echelon Financing is a program that allows you to pay for your Echelon equipment purchase over time in fixed monthly payments. We connect you with our lending partner where you can apply for financing. If you are approved, you can select the financing offer that works best for you and set automatic payments. This allows you to purchase Echelon equipment today and pay for it over time.
How Do I Make My Monthly Payments?
You will receive a monthly statement from Citizens. Citizens will notify you when your statement is available to view in your statement and provide a link so you can easily access your account via our secure portal. The Citizens secure online portal allows you to view your account balance, enroll or update your automatic payments or make an additional payment.
0% financing for 12 months, 9.99% financing for 24 months, 9.99% financing for 48 months. Available on purchases charged to an Echelon Financing account issued by Citizens Bank, N.A. The total purchase amount will be divided into equal monthly payments. If financing your Echelon United membership, the total cost of the membership will also be divided into equal monthly payments for the duration of the repayment term. This term may not be the same as the length of the membership purchased. Promotional Annual Percentage Rate (“APR”) from date of purchase until paid in full. Limited time offer. Minimum Required Purchase: $300 Regular account terms apply to non-promo purchases. Standard Purchase APR: 29.99%. Prior purchases excluded. Account must be in good standing. Subject to credit approval. Click here for important information about Rates and Fees and to read the Citizens Line of Credit Agreement for full terms and conditions. Echelon Financing issued by Citizens Bank, N.A.